Making sure we know the difference – The Court of Appeal rules on representations and warranties under the Insurance Act 2015 The Court of Appeal (CoA) has handed down its decision in Lonham Group Ltd v Scotbeef Ltd and another company [2025] EWCA Civ 203, overturning the High Court’s decision in Scotbeef Ltd v D&S […]
The Office of Financial Sanctions Implementation’s Threat Assessment Report looks at key threats in respect of compliance by UK financial services institutions – including insurers, banks, and auditors, which are deemed to be professional enablers – in response to an increase in DPs using third parties to evade sanctions, particularly Russia related sanctions. The report
Timothy Goodger, Partner at City law firm Elborne Mitchell LLP, considers Credit write-backs and why they are under scrutiny. Credit write-backs – a breach of trust law? The way insurance and reinsurance intermediaries treat client money balances held for legacy insurance and reinsurance business remains a thorny and confusing issue. This may well have been aggravated
Credit write-backs – why are they under scrutiny? Read More »
The ‘cancel culture’ in recent years has been rife. Authors, journalists, university lecturers, even barristers, have all been unceremoniously bundled out of their jobs and cancelled for expressing unpopular or controversial beliefs. In circumstances in which such beliefs are expressed by individuals connected to a workplace, employers may seek to distance themselves from such matters,
Exploring Belief Discrimination and Freedom of Speech in the Workplace Read More »
The National Security and Investment Act 2021 (NSIA) came into force on 4 January 2022 and established a stand-alone statutory regime for government scrutiny of, and intervention in, acquisitions and investments for the purposes of protecting national security in the UK. This has substantial implications for the UK M&A landscape and has a wide-ranging impact
Implications of the NSIA 2021 Read More »
The recent brokers’ negligence case George on High Ltd v Alan Boswell Insurance Brokers Ltd (High Court, 2023) is a cautionary tale why brokers must always properly consider who ‘the insured’ is and convey that accurately to insurers. The case involved a dispute about an insurance policy taken out for The George, a 16th-century hotel
Know Your Client! – The problems of failing to identify exactly who you act for Read More »
The new IR35 rules will be coming into place in April 2021, in some instances passing the responsibility of assessing a contractor’s employment status for the purpose of tax onto the organisation engaging their services. Having undertaken the assessment as to whether the IRS “off-payroll worker” rules apply, the organisation must relay their decision on
The new IR35 rules … Are you prepared? Read More »
